Module 01 / Forward Fee Calculator
If your client pays $1,000, how much do you actually receive?
Stop guessing at gateway fees. Forward calculation shows your exact net after processing fees, fixed transaction costs and the currency conversion spread that never appears on your receipt.
Forward Fee Calculator
Syncing rates…You receive
$964.61
after 0.04% total cost
Total fees & markup
$35.39
3.49% processing + FX
Hidden FX markup
—
no conversion needed
Effective rate
1:1
per 1 USD after all costs
Fee breakdown — PayPal
you keep 96.5%- Client pays (gross)
- $1,000.00
- Processing fee (3.49%)
- −$34.90
- Fixed transaction fee
- −$0.49
- Net to your account
- $964.61
Best gateway vs worst
$31.29 better with Wisevs PayPal
Wise returns 3.2% more to your account on this amount.
All gateways side-by-side
sorted by what you receive| Gateway | Fee % | FX loss | Total cost | You receive | Retained |
|---|---|---|---|---|---|
WI Wise online · saves vs worst $0.00 | 0.41% | — | $4.10 | $995.90 | 99.6% |
PA Payoneer online · saves vs worst $7.90 | 1.20% | — | $12.00 | $988.00 | 98.8% |
WI Wire / SWIFT wire / swift · saves vs worst $10.90 | 0.00% | — | $15.00 | $985.00 | 98.5% |
ST Stripe online · saves vs worst $25.20 | 2.90% | — | $29.30 | $970.70 | 97.1% |
PA PayPal online · saves vs worst $31.29 | 3.49% | — | $35.39 | $964.61 | 96.5% |